Author: Dan Siburg

Chart of 15 and 30 Year Fixed Mortgage Averages in United States

The graph shows that mortgage rates for fixed-rate mortgages: the 15-year and 30-year. Every data point is the average rate offered at that point in time for new mortgages. It should be noted that the graph shows the most current rates, which few people with existing mortgages are actually paying. Homeowners that have existing mortgages…
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How Time, Pressure and Money Affect a Business’s Value

Time, Pressure and Money is a theory that is key to understanding three key factors that affect the process of selling a business and the sales price.  The chart below shows the best postion for a business considering selling and the worst position for a business needing to sell.   As the chart shows, selling…
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FOMO Is a Bad Business Strategy

Fear Of Missing Out (FOMO) is a bad business strategy for any business no matter their size.   Businesses went on hiring sprees in late 2021 and in early 2022 fearing that the business was going to miss out on the talent that was changing jobs. Now as the economy starts to drift lower and…
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Step Chart of Business Values

There is no universal (one size fits all) method for determining the value of a business, as the Step Chart of Business Values demonstrates below.  Most businesses fall with in the continuum of Fair Market Value, where a buyer is willing to make an offer and a seller is willing to accept an agreed upon…
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Selling or Buying a buisness

The Realities of Selling a Privately Owned Business

Business owners need to accept that:   It might be better to liquidate the business than to try to sell it   The revenue size of the business impacts the value of the business   There will most likely be one buyer for a business rather than multiple bidders   The offer is most often…
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Chart of United State Homeownership Q1 1965 to Q1 2022

The FRED chart below is a view into homeownership rate over five plus decades in the United State. Homeownership is part of the American Dream and a large part of the American economy. Given the recent rise in house prices, the social economic question is whether the rise in home prices is because ownership is…
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Going Through Another Economic Downturn or Selling the Business

An economic downturn appears to be about to take place.  Business owners nearing retirement need to gauge whether they want to continue to run their business through the next economic downturn and economy recovery or sell their business now The key issue for business owners nearing retirement is whether they have the time and desire…
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Map of 2022 February Zillow Home Value Index by State

The Zillow Home Value Index is a smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.  Home types captured in Zillow Home Value Index include single-family residences, condos, and co-ops.  …
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Why a Proper Electronic Data Room is Important

Years ago, the data room for a M&A transaction was an actual secure room in the building filled with banker boxes stuffed with due diligence information and only one interested party at a time could gain access to the data room. If an interested party wanted to take information back to their office for additional…
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The Siburg Company Is Proud to Announce the Sale of Free Spirit Publishing to Teacher Created Materials

  The Siburg Company is proud to announce! The Siburg Company is here to help with your exit strategy! The Siburg Company specializes in sell-side and buy-side mergers and acquisitions advisory services. Contact us at (480) 502-2800